You are recommended to read the product summary and/or seek advice from a Financial Advisory Specialist for a financial needs analysis before purchasing a policy suitable to meet your needs. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This brochure is for reference only and is not a contract of insurance. Please refer to the policy documents for the exact exclusion, specific details terms, and conditions applicable to the coverage. This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). Information is correct as at 25 March 2022. This advertisement has not been reviewed by the Monetary Authority of Singapore.