Get protected with Personal Accident Insurance

Get covered for as low as $6 a month!

Affordable

Family Discount

Fast & easy quote

Get a quote in under 1 minute!

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Underwritten by Allianz Insurance Singapore Pte. Ltd

Get protected with Bubblegum Personal Accident

Live life to the fullest - knowing that Bubblegum is behind you for all of life's hiccups!

Accidental Death

Accidental Death

In case of a fatal accident, your family gets gets 100% of the sum insured.

Permanent Disability

Permanent Disability

In case of permanent disability due to an accident, get up to 100% of the sum insured.

TCM

TCM

This policy covers chiropractic or TCM treatment for accident-related injuries.

Medical & Surgical Expenses (per accident)

Medical & Surgical Expenses (per accident)

This policy covers medical bills due to an accident including surgeries and ambulance charges, up to the plan limit.

Ambulance Fees

Ambulance Fees

Sometimes, just getting to the hospital can be expensive. This policy takes care of ambulance costs.

Mobility Aids

Mobility Aids

This policy covers disability-related expenses, like wheelchairs and home modifications for easier living.

Infectious Disease

Infectious Disease

This policy covers hospital bills for contagious illness on each occurrence, excluding the first 30 days from your policy incepting.

Daily Hospital Cash

Daily Hospital Cash

You get a daily fixed amount for hospitalisation due to an accident, up to 30 days per incident.

Personal Liability

Personal Liability

This policy covers your liability for accidents occurring in Singapore.

Great coverage, even better price

Not sure which plan is the best for you? Here's a quick comparison:

Essential

Enhanced

Elite

Child

Section 1 - Basic PA

Adult

Adult

Adult

Child

Accidental Death

$50,000

$100,000

$200,000

$25,000

Permanent Disability

$50,000

$100,000

$200,000

$25,000

Medical & Surgical Expenses (per accident)

$1000

$2000

$4000

$500

Medical Expenses by TCM Practitioner/Chiropractor (Any One Accident and Sublimit of Medical and Surgical Expenses)

$500

$1000

$2000

$250

Ambulance/Transport Fees

$50

$100

$200

$25

Mobility Aids/Home Modification Benefit (per accident)

$500

$1000

$2000

$250

Infectious Disease Hospitalisation Benefit (medical and surgical reimbursement per event)

$500

$1000

$2000

$250

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Need to make a claim?

We are committed to your ease of mind - making a claim with Bubblegum is simple.

If you've experienced an incident and need to file a personal accident claim, we’re here to help make the process as straightforward as possible. Follow these three simple steps to get started:

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Step 1

Seek medical care, and get in touch with the Allianz Claims Department within 24 hours of the incident happening. Contact them by calling 1800 222 1818 or sending an email to [email protected]

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Step 2

Prepare your documents, which may include but are not limited to medical reports or certificates, receipts related to any medical treatments, and police reports, if applicable.

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Step 3

Submit your completed claims form and all supporting documents to Allianz for processing. Send them in an email to [email protected]. The Allianz team will review your case as quickly as possible and reach out with the next steps.

FAQs

Good to know

Personal accident insurance can be confusing, so we worked hard to make it simple.

Yes, you can, as long as you hold a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent's Pass or other recognised work pass entitling the holder to remain in Singapore.

You must be between 18 and 65 years old on the first effective date of the Policy, or up to 80 years old for renewal policies. For your children, they must be between 30 days and 18 years old and this can go up to 24 years old if they are registered as full time students at an Educational Institution.

The premiums for Bubblegum Personal Accident policies are priced according to your current Occupation Class and this is categorised by Non-Manual and Manual Occupation classes.
Non-Manual: Occupations of admistrative indoor or outdoor nature or involving light manual work without the use of tools or machinery or anything hazardous (eg. architect, doctor, salesperson, homemaker, waiter)
Manual: Occupations involving manual work with the use of tools or machinery or whose work environment is in high altitude or of hazardous nature (eg. baker, driver, mechanic, plumber, veterinarian, security guard)
Do note that there are some exclusions for when an Insured Person is performing any of the following occupational activities: a. Full time military, airforce, navy, police and civil defence personnel (other than activities that are sedentary desk-bound duties, SG National Service or reservist training); b. Any professional sportsman, motor car/bike racer, entertainer, stuntman, jockey, wood working welding; c. Any air/sea crew; d. Any off-shore Occupations (ship crew, diver, oil-rigger, fisherman); e. Any construction worker; and/or f. Worker engaged in maintenance, cleaning, roofing or repair activities involving scaffolding or gondolas.
For more information and the full list of exclusions, please refer to the Policy Wordings.

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Can’t find the answer you’re looking for?

Reach out to us if you need help choosing the right policy.

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