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Travel Insurance

Underwritten by Starr International Insurance (Singapore) Pte. Ltd.

Travelling soon? Enjoy peace of mind with Bubblegum's value-for-money Travel Insurance. Get affordable coverage online for personal accidents, overseas medical expenses (including Covid), flight delays, theft and baggage loss and more!

Get covered from just $4/day for an individual 7-day trip in Asia Pacific!

See coverage details

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How Much Will It Cost?

Enter your information below to quickly find out how much you can save with Bubblegum Travel Insurance. Do note that if you intend to buy, you will be led to our purchase page where you can enter more detailed information about your trip overseas (e.g. who is travelling, multiple destinations, etc.) and get your policy instantly.

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Get 35% Off*

Sign up online today and get set for your next trip with 35% off our new international
Travel Insurance plan when you purchase directly through our website!

T&Cs apply.

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Why Choose Bubblegum Travel Insurance?

affordable
Super Affordable
Covid-19 Coverage
simple
Fuss-free Application & Claims

You’ll be covered for

medical expense
Overseas Medical Expenses
Covid-19 Coverage
Travel & Baggage Delays
Emergency Medical Evacuation
Trip Cancellation
Overseas Hospital Cash
Adventurous Activities

Not Included

pre existing conditions
Pre-existing Conditions
War
Pregnancy/ Child birth
Professional Sports
Mobile Phone Loss / Damage
Overseas Vehicle Rental Excess
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Download our Bubblegum app today and manage your policies in one place! Enjoy secure and fuss-free logins with Face ID and OTP verification.

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We're Dedicated To Keeping Your Travel Insurance Affordable

Bubblegum Travel Insurance has one of the lowest priced protection plans compared to top travel insurers in Singapore.

For example, a 7 day single-trip to Thailand for an individual is $19 cheaper than the average price of the top leading insurance companies in Singapore.

Get into the sticky details in the table below:**

INDIVIDUAL
7 day trip to Thailand
$29
$18.15 (35% off)
$40
$61
$47
FAMILY
(2 Adults, 2 Children)
14 day trip to Australia
$108
$70.20 (35% off)
$213
$286
$349
GROUP
(5 Adults)
10 day trip Worldwide
$255
$165.75 (35% off)
$412
$841
$525

Coverage

Medical Expenses
(Covid Coverage Limit)
$150,000
($100,000)
$200,000
$250,000
$200,000
($100,000)
Personal Accident
$150,000
$200,000
$150,000
$100,000
Journey Cancellation/
Curtailment
$5,000
$7,500 / $5,000
$5,000
$2,500
Baggage Loss/ Damage
$3,000
$3,000
$3,000
$3,000
Travel/ Baggage Delay
$400
$300 / $500
$1,000
$1,000
* From the respective insurer's website. Accurate as of August 2022

Why Do You Need Travel Insurance?

We love a good holiday, but there's no denying the number of unforseen circumstances that can arise when planning a trip overseas. Travel Insurance can give you peace of mind, whether you're dealing with personal accidents overseas, flight delays or cancellations, lost belongings, or potential medical expenses in a foreign country, just to name a few.

Even an inexpensive travel insurance policy with basic coverage can keep you protected from unnecessary costs and risks when travelling outside of Singapore.

Bubblegum Travel Insurance is big on saving you money, while also giving you the coverage you need including Covid-19 medical expenses.

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Frequently Asked Questions

Is Bubblegum Travel 
Insurance suitable for me?

Whether you're travelling for business or leisure, we offer Individual, Family and Group travel coverage at great value.

Does Bubblegum Travel Insurance include COVID-19 coverage?

Yes, our insurance includes Covid-19 coverage at no additional cost to you.

When should I buy my travel insurance?

The best time to buy travel insurance is immediately after you've completed your travel arrangements.

All Travel Insurance FAQs

General Information

Is the Insured Person required to pay the co-payment or deductible?

The Insured person does not need to pay for the co-payment or deductible.

What is the maximum coverage period of a trip for Bubblegum Travel Insurance?

The maximum coverage period of a trip is 180 consecutive calendar days for a single trip travel insurance plan.

What is the age limit for Bubblegum Travel Insurance?

Bubblegum Travel Insurance is for all ages. You must be 18 years old and above to apply for/purchase a travel insurance policy and may purchase a policy for a minor online.

If children under 18 years old are not travelling with parents or guardians, can they enrol for Bubblegum Travel Insurance?

Yes, parents or guardians can apply for Bubblegum Travel Insurance for children who are travelling alone.

Can I extend the policy period, after I have commenced travelling?

In the event the trip has to be extended due to unforeseen circumstances, the travel insurance coverage shall be automatically extended until the Insured person’s return to Singapore, subject to a maximum of seven (7) days at no additional premium.

Can I cancel the policy?

As Bubblegum currently only offers a single-trip travel insurance policy (defined as a short-term policy covering a specific trip, usually commencing from and returning to Singapore), no changes, cancellations, or refunds shall be made once the premium is paid.

Will this policy pay if I have other insurance plans covering this loss or expenses incurred?

If any loss, damage or legal liability covered under this Policy is also covered by any other insurance, we shall not be liable under this Policy except for any excess beyond the amount payable under such other insurance, provided that the benefit of Accidental Death and Disablement, Overseas Hospital Cash and Travel Delay shall not be limited by the foregoing limitation. (This applies to the case whereby insured hold both a travel insurance and a personal accident policy.) The Insured can claim Accidental Death and Disablement coverage for both travel and personal accident policies.

Who is the beneficiary? Can I assign a beneficiary?

Any indemnity related to accidental death shall be payable to the Insured person’s estate. All other indemnities shall be payable to the Insured person.

Can I purchase Bubblegum Travel Insurance after I arrive at my destination?

No, any travel insurance purchased after you have commenced your journey and departed Singapore is considered invalid. Please purchase the insurance before you proceed beyond the Singapore immigration counters. The policy effective date must be the same as or before the insured person’s departure date from Singapore.

What is the difference between Southeast Asia, Asia Pacific and Worldwide plan?

The coverage differs based on your destination. Please refer the countries covered within each category below.

Southeast Asia includes Brunei Darussalam, Malaysia, Cambodia, Indonesia Laos, Myanmar, Philippines, Thailand, and Vietnam.

Asia Pacific includes all ASEAN countries as well as Australia, Bangladesh, Bhutan, China (excluding Tibet), Fiji, Guam, Hong Kong, India, Japan, N. Korea, S. Korea, Sri Lanka, Mongolia, Macau, Maldives, New Zealand, Pakistan, Papua New Guinea, E. Timor, and Taiwan, as well as other Pacific nations.

Worldwide : All destinations worldwide.

Am I covered for amateur hazardous sports?

Our travel insurance provides international coverage for amateur hazardous sports such as hot air ballooning, scuba diving, sky diving, skiing and other extreme sports with no restriction on height or depth.

Exclusion on amateur hazardous sports:

Riding or driving in any kind of motor racing, competition, engaging in a professional capacity in any sport where an Insured person would or could earn income or remuneration from engaging in such sport as a source of income.

Am I covered for Marathon competitions?

No, this policy does not cover any loss, injury, damage or liability suffered and/or sustained by or arising directly or indirectly as a result of or in connection with riding or driving in any kind of motor racing, competition, engaging in a professional capacity in any sport where an Insured person would or could earn income or remuneration from engaging in such sport as a source of income, such as participation in Marathon events.

Will this policy provide cover for business trip?

Yes, Bubblegum's Travel Insurance Policy is applicable to leisure and business travel. With regard to business travel, this Policy shall only apply to a Trip undertaken for the purpose of carrying out professional, managerial, clerical and/or administrative tasks.

Am I covered if I’m pregnant?

For pregnant women, please take note that this travel insurance policy does not cover loss, Injury, damage or liability suffered and/or sustained by or arising directly or indirectly as a result of or in connection with pregnancy, miscarriage or childbirth; or any injury or sickness associated with pregnancy, miscarriage or childbirth.

What is a Common Carrier?

“Common Carrier” means any mechanically propelled conveyance operated by a company or an individual licensed to carry passengers for hire.

"Common Carrier Operator" means a company or an individual that operates a Common Carrier and is licensed to carry passengers for hire.

This terminology is used because we cover cruises and other other transportation methods

Medical Coverage

I hurt my back during the trip, so I went to a clinic overseas and was treated with acupuncture and medicine. Does this policy cover these costs? Are there any limits to my coverage?

Unfortunately acupuncture and chiropractic care are not eligible for claim.

Overseas and follow-up medical coverage only applies to expenses paid to a physician or doctor qualified by degree in western medicine.

For more details on the definition of "physician or doctor", please view Page 15 of the full policy wording.

Does this policy cover pre-existing medical conditions?

No it does not. This policy does not cover loss, Injury, damage or liability suffered and/or sustained by or arising directly or indirectly as a result of or in connection with any pre-existing condition, or any complications or conditions arising therefrom.

“Pre-existing Condition” means the condition for which the Insured person received or was recommended by a Physician or Doctor for any treatment, diagnosis, consultation or prescribed drugs, or the signs or symptoms of which the insured person was aware or should reasonably have been aware within twelve (12) consecutive months immediately prior to the Policy’s effective date.

I felt sick on the way back to Singapore, so I went to the doctor the day after I arrived in Singapore. Is this medical expense eligible for reimbursement under this policy?

Yes, If prior medical treatment has not been sought overseas, the Insured person must seek medical treatment in Singapore within two (2) days from the date of return to Singapore. The insured person has coverage up to a maximum of 30 consecutive days from the date of first medical treatment in Singapore.

What number can I call in an emergency?

When you are overseas and in need of emergency assistance during the policy period, you can contact our 24-hour global emergency assistance service at (65) 3158 2536.

Will Starr Global Emergency Assistance Services pay for the flight ticket and hotel costs if my relatives or friends come to visit when I am injured in hospital?

Yes, if the insured stays in the hospital for more than seven (7) consecutive days, you can call the Starr Global Emergency Assistance Service Hotline to arrange the visit of a relative or friend of the insured person by purchasing a round-trip economy class ticket and / or other reasonable transportation costs as well as accommodation costs for up to 7 consecutive nights.  

However, any service rendered without the authorization and / or intervention of Starr Global Emergency Assistance Services is not covered, and any service rendered by another party apart from Starr Global Emergency Assistance is not covered, except that these provisions shall be waived in the event that the insured person cannot notify or contact Starr Global Emergency Assistance due to medical incapacity of the Insured person or inaccessibility to any means of communication.

Trip Coverage

If my flight/ship was delayed due to “bad weather”, can I claim for the delay?

You may refer to the section of your policy regarding Travel Delay. If the actual departure or arrival time of the Common Carrier is delayed due to listed reasons stated in the policy wordings, you may claim for cash benefit which is payable per 6 hours of delay subject to the policy.

Kindly note that the policy only covers delays due to listed reasons in the policy. Therefore, it is essential to provide proof of delay with reasons issued by the Common Carrier. Please contact the Common Carrier Operator to obtain such proof.

Can I make a claim if I have to cancel the trip?

If the Insured person cancels the Trip due to listed reasons stated in the policy wordings within sixty (60) days before the scheduled departure date for the Trip, we shall pay for the loss of and/or forfeiture of unused Travel Ticket cost and/or accommodation expenses which the Insured person has paid in advance, for which he/she is legally liable for paying and which are not recoverable from any other source, up to the applicable Sum Insured limit shown in the policy.

Listed Reasons:

(a) Unanticipated death, Serious Injury, Serious Sickness, witness summons, compulsory quarantine or jury service of an Insured Person;

(b) Unanticipated death, Serious Injury or Serious Sickness of an Immediate Family Member or travel companion;

(c) Unanticipated outbreak of strike, riot or civil commotion, adverse weather conditions or Infectious Disease at the planned destination arising within one (1) week before the scheduled departure date of the Trip; or

(d) Serious damage to the Insured Person's primary residence in Singapore from fire or flood within 1 week from the scheduled departure date for the Trip which requires the Insured Person's presence in the premises on the scheduled departure date.

Can I make a claim if I have to curtail my trip?

• We shall pay for any reasonable additional Travel Ticket cost and/or accommodation expenses necessarily and unavoidably incurred for a direct return trip to Singapore due to listed reasons stated in the policy wordings.

• We shall pay for the loss of any unused travel ticket cost and accommodation expenses which the insured person has paid in advance and not recoverable from the other source due to the listed reason stated in the policy wordings.

Listed Reasons:

(i) Unanticipated death, Serious Injury or Serious Sickness of the Insured Person or his/her Immediate Family Member or Travel Companion;

(ii) Unanticipated outbreak of strike, riot or civil commotion, Adverse Weather Conditions or Infectious Disease(s) at the planned destination which prevent the Insured Person from continuing with his/her Trip.

Will this policy pay if I decide to postpone my trip?

We're sorry, there is no cover on trip postponement due to personal choice and/or reasons not listed in the policy document.

Am I covered if I miss a connecting flight because of travel delays caused by the airline?

If the Insured person’s incoming scheduled Common Carrier arrives late at the transfer point outside Singapore and they miss the onward scheduled Common Carrier which they have a confirmed reservation, We shall pay for every full six (6) hours in a row of delay. The period of delay is calculated from the actual arrival time of Insured person’s incoming Common Carrier at the transfer point to the actual scheduled departure time of the replacement Common Carrier. The Insured person must get written confirmation from the Common Carrier Operator or handling agent stating the reasons and length of delay.

Can I make a claim if my flight is overbooked and I can’t get on a plane?

We're sorry, there is no cover on flights overbooked.

Can I make a claim if the flight diversion was caused by weather?

Yes. We shall pay a cash benefit for every six (6) hours of delay up to the maximum Sum Insured stated in the Schedule if, while travelling on a scheduled flight, the Insured person’s flight is diverted due to listed reasons stated in the policy wordings.

If I have to cancel the trip, would I be able to claim for tickes purchased for other events or activities? E.g. Unused theme park tickets

Unfortunately there is no coverage for missed events.

Baggage Coverage

Am I covered if my phone is lost or stolen?

The loss or damage of mobile phones is not covered.

My check-in baggage was damaged during a flight. Can I make a claim?

Bubblegum Travel Insurance does cover the repair cost of damaged baggage up to a maximum of S$150. If the claim is eligible, we shall compensate you for the repair cost OR on a total loss basis if the suitcase is beyond repair, up to the itemized limit as stated in the policy (i.e. depreciation would be applied on the original cost of damaged suitcase). If you decide to dispose the damaged suitcase, please be reminded to take photos showing the extent of damage and brand of your suitcase.

I lost my cash during the trip, would that be covered?

Sorry, there is no cover on loss of personal money.

Can I make a claim on the rental vehicle excess if I crash my rental car in overseas?

Sorry, our travel insurance does not cover rental vehicle excess.

Coverage of COVID-19

If the insured person sustains COVID-19 during the trip, can the insured person claim for medical expenses?

Yes, we do cover medical expenses for COVID-19.  If during the period of insurance the insured person contracts the coronavirus disease (COVID-19) (first contracted and commenced during the Trip) which directly results in the necessity of medical treatment outside Singapore, we shall reimburse the insured person in respect of the reasonable and customary costs paid to a physician or doctor, Hospital and/or land ambulance service for medical, surgical, X-ray, hospital or nursing treatment including the cost of medical supplies and land ambulance hire, and subject to the following maximum sub-limit per person.

Sub-limit of overseas medical expenses of COVID-19, including follow-up treatment in Singapore:

- SGD100,000 maximum

Follow-up Medical Treatment Extension is applicable within 30 days after returning to Singapore subject to seeking medical treatment of COVID-19 overseas/within 2 days from the date of return to Singapore.

Does Bubblegum Travel Insurance include Trip Cancellation coverage if the insured person contracted COVID-19?

Yes, Trip Cancellation is covered before the trip starts -- In the event of any serious sickness sustained by an insured person due to diagnosis of COVID-19, we shall reimburse the loss, subject to the sub-limit of maximum SGD 5,000 per person. (Family members and travel companion(s) must also be diagnosed with COVID-19 for them to be eligible for the claim.)

Does Bubblegum Travel Insurance include Trip Curtailment coverage if the insured person contracted COVID-19 during the trip?

Yes, trip curtailment is covered during the trip in the event of any serious sickness sustained by an insured person, immediate family member or travel companion due to diagnosis of COVID-19. We shall reimburse the loss subject to the sub-limit SGD5,000 maximum per person.

Does Bubblegum Travel Insurance include hospitalization income coverage if the insured person contracts COVID-19 during the trip?

Yes, hospitalization income is covered. The cash benefit is valid per day of overseas hospital confinement due to diagnosis of COVID-19 during the trip. The daily cash income is SGD100/day, up to a maximum of 14 days.

Does Bubblegum Travel Insurance include a quarantine allowance coverage if the insured person contracted COVID-19 during the trip?

Yes, quarantine coverage is covered. The cash benefit is valid per day of overseas quarantine due to diagnosis of COVID-19 during the trip. The daily cash income is SGD100/day, up to 14 consecutive days maximum subject to compulsory quarantine required by the local government.

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