Well, our premiums are one of the lowest in Singapore. You also receive comprehensive coverage with a range of workshops to choose from, as well as an engine and gearbox warranty.
What’s more, you can get your car bubbled in protection within minutes through our simple application process on the Bubblegum app. There might be traffic lights in Singapore that take longer.
Scenario: Tom is 33 years old, he drives a 2017 Honda Fit with 40% NCD and has had no “at fault” accidents in the last 3 years.
If Tom switches to Bubblegum Car Insurance, his premium will be around 17% lower than the average price of the top leading insurance companies in Singapore.
If you want to get into the sticky details, here’s a table* to illustrate this:
Bubblegum Car Insurance is a new type of car insurance coverage that not only protects you if you get into an accident but also if your engine or gearbox breaks down. You can choose from a wide array of coverage options that best suit your needs.
By packaging an Engine & Gearbox Warranty Benefit into a Motor Insurance Policy, Bubblegum Comprehensive Car Insurance + Warranty offers one of the best coverage at the best prices. Normal Engine & Gearbox Warranties can cost up to $450 dollars, whereas Bubblegum Car Insurance provides that coverage for a fraction of the cost and also covers your liabilities if you get into an accident.
Not only does Bubblegum Car Insurance offer an engine & gearbox warranty option, but we also allow you to repair your vehicle at any workshop (if you add the Any Workshop option to your policy) in the event of an accident.
Bubblegum Car Insurance is Underwritten by India International Insurance Pte Ltd, a licensed Insurance company that has been operating in Singapore since 1987.
Just like most Motor insurance policies, Bubblegum Car Insurance lasts for one year. You can further extend this to 18 months should you need to match your Insurance expiry date with your Road Tax due date.
No, not yet… Sorry about that.
All makes and models can be covered, however do note that the engine & gearbox warranty benefit is only applicable to vehicles with less than 200,000km in mileage.
Should an accident occur, vehicles can be repaired at any workshop (or a panel of workshops depending on the policy you choose). For engine & gearbox warranty repairs, customers are required to choose a workshop from our ever-growing panel list. This allows us to ensure cost efficient and affordable repairs for our customers.
Yes! All Motor Warranties have a claims limit, so purchasing Bubblegum's Comprehensive Car insurance + Warranty would essentially increase that limit for more protection.
Additionally, since this covers both your compulsory motor insurance and Engine and Gearbox Warranty, you might try asking your Car Dealer for a discount on your vehicle as they would not need to purchase a stand-alone warranty.
Bubblegum car insurance warranty covers most of the components within the engine and gearbox. Your policy document will contain more details specific to your make and model. Please see our policy document for more details.
No, with the condition that the vehicle is 10 years old or less. Excess for vehicles older than 10 years is $150.
The claims limit for warranty repairs is $5,000. By limiting the repair liability, we can offer the most affordable product on the market while still covering the cost of the most common repairs.
Yes, warranty claims are only valid if the vehicle’s mileage is under 200,000 km.
Nope! There is no need for pre-inspections.
Vehicles must be maintained as per the policy document for the warranty benefit to be claimable. Servicing can be done at any workshop including workshops not covered under this policy.
As with all other Motor Warranty products in the market, wear and tear and pre-existing conditions are not covered. This is done so we can keep the price of the benefit as low as possible.
Since no pre-inspection is required to enroll in the warranty benefit, we impose a “cool-off” Period for warranty claims. Additionally, when a warranty claim is made, customers are required to provide us with their latest vehicle servicing records (from prior to enrolling in the policy) that will inform us if there were any pre-existing conditions with the vehicle.
The “cool-off” period refers to the first 30 days or first 1,000km after policy inception of Bubblegum Comprehensive Car Insurance + Warranty Policy.
Do note that claims are not payable during the cool-off period since they will likely be caused by a pre-existing condition, which is not covered under this policy.
This is the required condition for the non-mandatory pre-inspections. Customers can opt in for a pre-inspection and remove the cool-off period restriction if desired.
The majority of motor warranties in Singapore are administered by a single workshop. This means that pre-inspection, servicing, and warranty repairs must be done at the issuing workshop for the warranty to be valid.
Bubblegum offers you the freedom of non-mandatory pre-inspections and servicing at any workshop. (Note: the Any Workshop add-on applies to repairs in the event of an accident.)
Engine and gearbox warranty repairs will need to be done at any of our authorized workshops.
Period of Insurance: The policy term is fixed from 1 year to 18 months
Vehicle usage: Only personal use vehicles are eligible for this policy. Private Hire (e.g Grab) is not allowed under this policy
Driver age: Policyholder / Main driver must be at least 21 years old and not more than 70 years old
Driving Experience: Policyholder / Main Driver must have at least 1 year of driving experience in Singapore.
Make and Model: Unfortunately we are unable to cover certain car make and models under this policy. If in doubt, contact us to find out if your vehicle is eligible. We are working continuously to expand this list.
Number of claims: if you have 3 or more at-fault accidents in the last 3 years, we will not be able to process your purchase through our app. Our General Insurance Specialist will get in touch with you to provide a quotation offline.
Total claims amount: If you have over $7,000 of at-fault claims in the last 3 years, we will not be able to process your purchase through our app. Our General Insurance Specialist will get in touch with you to provide a quotation off-line.
Bubblegum Comprehensive Car Insurance + Warranty is affordably priced. Generally, Asian vehicles which are 1800cc and below with 50% NCD can expect Premiums to cost around $650.
If you get into an accident, call or Whatsapp our 24-hour hotline at +65 9131 1010. Our team can assist you on-site or simply help you get the claims process started. Our goal is to make your claims process as fuss-free as possible.